Terms & Conditions and Privacy Policy
Last updated 27 August 2026.
Part A — Terms & Conditions
1. Who this agreement is with
These Terms are between ClearBar (“we”, “us”, “the Company”) and the individual or business who creates a business owner account (“you”, “the Business Owner”). By creating an account you accept these Terms in full.
Where you invite an accountant, bookkeeper, or other professional to connect to your account (“the Accountant”), you confirm you have the authority to share the invoice and VAT data described below with them. Accountants access the platform under these same Terms via the connection you approve; their own professional obligations to you remain governed by their separate engagement with you.
2. What the service is
ClearBar is a communication tool that lets a business owner record sales, purchase invoices, and VAT figures, and lets a connected accountant mark each item as verified or missing/queried. The platform then displays a P&L summary and VAT calculation based on the figures entered.
This is not accounting software, tax advice, or a substitute for a qualified accountant.
We do not check, audit, verify, or guarantee the accuracy of any figure entered by you or reviewed by your accountant. All figures, P&L outputs, and VAT calculations must be checked and submitted by a qualified, professional accountant before being relied on or filed with any tax authority. Use of this tool does not discharge you or your accountant of any legal, tax, or regulatory obligation.
3. Subscription, trial, and fees
- New accounts receive a free trial period of 30 days from sign-up.
- After the trial, continued use requires a paid monthly subscription of £15/month, billed in advance, auto-renewing each month until cancelled.
- Fees are shown at sign-up/checkout and may change with at least 30 days’ notice to active subscribers.
- You may cancel at any time; cancellation takes effect at the end of the current billing period. No partial-month refunds are given except where required by law.
- Payment is processed by a third-party payment provider (e.g. Stripe). We do not store your card or bank details.
4. Your responsibilities
- You are responsible for the accuracy of all figures you enter. We are not liable for errors, omissions, or misstatements in data you input.
- You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
- You must not use the service for any unlawful purpose or attempt to access another user’s account or data without authorisation.
- It is your responsibility to manage and download any data you may need in future, using the export features supplied within the app (Settings → Export your data). We are not responsible for data that is no longer available once it has been deleted in line with the retention policy set out in the Privacy Policy below.
5. Accountant access
Accountants gain access only via a connection request sent to the business owner’s registered email address and accepted by the business owner. The accountant’s access is limited to the audit page (invoice/VAT/P&L data and verification status) described in the Privacy Policy below. We take no responsibility for the professional advice, conduct, or output of any accountant, whether or not connected via the platform.
6. Limitation of liability
To the maximum extent permitted by law:
- The service is provided “as is” without warranties of accuracy, completeness, or fitness for a particular purpose.
- We are not liable for any loss (including financial loss, penalties, fines, or tax liabilities) arising from reliance on figures, calculations, or verification statuses shown in the app.
- Our total liability to you for any claim arising from your use of the service is limited to the fees you paid us in the 12 months preceding the claim.
- Nothing in these Terms excludes liability that cannot be excluded by law (e.g. for fraud or death/personal injury caused by negligence).
7. Termination
We may suspend or terminate your account for breach of these Terms, non-payment, or misuse of the service. You may close your account at any time; see the Privacy Policy for what happens to your data afterward.
8. Changes to these Terms
We may update these Terms from time to time. Material changes will be notified by email or in-app notice before they take effect. Continued use after changes take effect constitutes acceptance.
9. Governing law
These Terms are governed by the laws of England and Wales, and any disputes are subject to the exclusive jurisdiction of the courts of England and Wales.
10. Contact
ClearBar — 108 Beaufort Road, Southbourne, BH6 5AP — andy@theredan.bar
Part B — Privacy Policy
1. What we collect
From business owners:
- Email address and password (for login)
- Sales and purchase invoice figures (amounts and VAT only — no invoice numbers)
- Supplier name and category (goods or overheads)
From accountants:
- Email address and password (for login)
- Verification status they set against each item (verified / missing)
2. What we deliberately do NOT collect
We do not ask for or store: bank details, home/business addresses, region/location data, phone numbers, invoice numbers, or any other personal or company identifying details beyond an email address. We do not integrate with or transmit data to any external accounting software.
3. Why we hold this data
Solely to operate the service you’ve signed up for: to display your P&L and VAT summary to you, and to allow your connected accountant to review and mark entries as verified or missing, via the audit page.
4. Important note on data sensitivity
Although we do not collect personal or bank details, the invoice figures, supplier names, and VAT data we do store are linked to your email address and, taken together, may constitute commercially sensitive financial information. We treat this data with the same security standards as personal data under UK GDPR, even where it does not strictly qualify as personal data.
5. Who can see your data
- You (the business owner) can see all data you enter.
- Your connected accountant can see the audit page only (invoice figures, VAT, supplier name/category, and verification status) — they cannot see anything outside this.
- We do not sell, rent, or share your data with any third party for marketing purposes.
- Data may be processed by our infrastructure and payment providers (e.g. hosting provider, Stripe) strictly to operate the service — see section 7.
6. Data retention
ClearBar is a calculator, not a filing system — both the business owner and the accountant hold the authoritative copies of this data in their own proper accounting software. On that basis, if you cancel your subscription or close your account, your data is retained for 90 days to allow you to reactivate without loss of records, after which it is permanently deleted from our systems. You may request earlier deletion at any time by contacting us.
It is the business owner’s responsibility to download and keep any data they may need in future using the export features provided within the app (Settings → Export your data) before the 90 days elapse and the data is permanently deleted.
7. Third-party processors
We use third-party providers to operate the service, for example:
- Hosting/infrastructure provider (e.g. Vercel)
- Payment processing (e.g. Stripe) — handles your payment details directly; we never see or store card/bank information
Each provider processes data only as necessary to deliver their service to us and is bound by their own data protection obligations.
8. Your rights (UK GDPR)
You have the right to access, correct, or request deletion of your data, and to object to or restrict certain processing. To exercise these rights, contact andy@theredan.bar. You also have the right to complain to the UK Information Commissioner’s Office (ICO).
9. Security
We use reasonable technical and organisational measures to protect your data, including encrypted storage and access controls limiting accountant visibility to the audit page only. No system is 100% secure, and we cannot guarantee absolute security.
10. Changes to this policy
We may update this policy from time to time; material changes will be notified by email or in-app notice.
11. Contact
ClearBar — 108 Beaufort Road, Southbourne, BH6 5AP — andy@theredan.bar
This document is a first draft prepared for review and has not yet been checked by a solicitor.